Unemployed Can Start Small Scale Unit Or Commercial Centre
Faridabad: Under the Prime Minister’s ‘Rozgaar Srijan Karyakram’ the unemployed can avail easy loans to commence a small scale unit or a commercial centre to earn their livelihood. The Central Government has renamed two schemes and is providing loans upto Rs. 25 lakhs.
District Commissioner Shri Brijendra Singh stated last Wednesday that the government of India has announced two old schemes- ‘Grameen Rozgaar Srijan Karyakram’ and ‘Pradhanmantri Rozgaar Yojna’ to be replaced by the ‘Pradhanmatri Rozgaar Srijan Karyakram’. Under the new scheme, loans are excluded for such industries as animal husbandry, farming, meat/drinks/drug items and environmental pollutants. However, other items can be manufactured, sold or distributed or any service industry can be taken up.
Certain other rules have to be followed in this respect. If the candidate requesting for the loan is in the general category, he has to provide 10% of the required sum himself, but in the restricted category, women, handicapped, schedule tribe, backward class, ex-servicemen and others have to arrange only 5% of the total amount.
Loan amount for manufacturing is Rs. 25 lakhs, while it is Rs. 10 lakhs for marketing, trading and service industry. For loans upto 5 lakhs, property need not be mortgaged. For loans exceeding Rs. 5 lakhs, the educational level of the applicant must be class 8 pass.
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